What is embodied energy?
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When I was a loan officer and I had someone who wanted to refinance, I always showed my borrowers what I called the “break even point.” That is, if a refi saved $100 per month but closing costs were $4,800, then the person would need to stay in the house with that loan for four years before the refinance paid for itself. If the borrower wasn’t comfortable with that number and we cou Continue Reading



