The Neighborhood Assistance Corporation of America (“NACA”) is a non-profit, community advocacy and homeownership organization. NACA’s primary goal is to build strong, healthy neighborhoods in urban and rural areas nationwide through affordable homeownership. NACA has made the dream of homeownership a reality for thousands of working people by counseling them honestly and effectively, enabling even those with poor credit to purchase a home or modify their predatory loan with far better terms than those provided even in the prime market.

NACA – America’s Best Mortgage Program

The incredible NACA mortgage allows NACA Members to purchase their homes with:

• No down payment,
• No closing costs,
• No fees,
• No requirement for perfect credit,
• And at a below-market interest rate.

The first step in NACA’s “Ten Steps To Home Ownership” is to sign up for a free NACA workshop near you. At the four-hour workshop you will learn the details about the NACA program and the home buying or refinancing process.

NACA provides at least two workshops a month for each office. Unlike other programs, NACA’s workshops and individual counseling are free. These workshops typically address between 100 and 600 people. The workshops usually take place on a Saturday for four hours. They provide detailed information for a participant to become NACA Qualified or mortgage-ready.

A highlight of the workshop is the testimony of NACA homeowners. They are the best at explaining the program and the fact that it is actually as good as it sounds and even better. Many have interest rates at three percent or less by using the NACA interest rate buy-down.

The NACA staff utilize a power point presentation at the workshop. This provides an outline for the presentation, which is supplemented by the staff and the questions of the participants.

You must attend a workshop before you can participate in the NACA program. Enter your zip code to see when and where the next workshops are offered: